Shop for the best reverse mortgage deals in San Diego, California.
Meet James Heald
James Heald
Reverse Mortgage Specialist
NMLS #975536
(619) 932-5336
Shop for the best reverse mortgage deals in San Diego, California
James Dill Heald and C2 Financial Corp are one of the top teams in San Diego if you are curious about the magic of reverse mortgages, from Alpine Heights to Ocean Beach and right across San Diego County.
Jim has more than three decades of experience in the mortgage business and is now dedicating his time to helping seniors in southern California enjoy a more comfortable retirement.
He takes the time to listen to his clients’ needs, allowing him to evaluate their position and offer a course of action that will provide them with the best possible outcome.
Jim is only too happy to work with family, friends and trusted advisors to help the seniors he consults feel confident about the decisions they make.
You’ll be drawn to Jim’s friendly and caring ways and can rest assured, he has your best interests at heart.
What is a reverse mortgage?
A reverse mortgage is a star-studded loan product that gives homeowners a second chance at staying in their own homes when it seems they may have no choice but to sell up and downsize.
It is available to seniors 62 years or older and is ideal for anyone who has equity in their home.
The reverse mortgage allows them to tap into that equity and convert it into an additional income stream.
It reverses the flow of payments from the bank back into their pockets!
Seniors can stop stressing and start planning to live out their retirement in style - splash out on the grandkids, take that vacation, plan those renovations!
There are a range of different payment options available including monthly installments, a lump sum or a line of credit - even a combination of all three if you wish.
The real beauty of a reverse mortgage loan is that as long as the terms of the loan are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
A more comfortable standard of living without having to move house could be yours for the taking.
Housing prices have seen incredible growth in recent times.
In the last 12 months prices had risen in San Diego by 14.5 percent to an average of $968,370*. (https://www.zillow.com/home-values/54296/san-diego-ca/).
San Diegans are well versed on reverse mortgages with 4,286 of them already owning one - 724 have signed on in the last year alone*.
About San Diego, California
San Diego is named after the Diego de Alcalá (Saint Didacus) sailed by Spaniard Sebastian Vizcaino who surveyed the area in 1602.
The city is well known for its stunning beaches, climate and relaxed lifestyle.
But there’s no shortage of fascinating facts about San Diego you may not know!
The city is all about the water and the US Navy is its biggest employer.
It is also home to the largest oceanographic museum in the country - the Birch Aquarium at Scripps.
Tuna fishing used to be huge in San Diego which was once known as the “Tuna Capital of the World”.
As far as drinking water goes, San Diegans do it more than most. The city imports 168 million gallons per day.
Farming is big too in San Diego with coffee, palm, passionfruit and avocado farms all in abundance.
Fallbrook, an hour north of San Diego, now calls itself the “Avocado Capital of the World”.
Balboa Park, which encompasses the San Diego Zoo, along with more than 250 trees, 14 gardens, seven museums and the Old Globe theater, is bigger than New York’s Central Park.
It all sounds like a lot of fun - unless you shoot a jackrabbit from the back of a tramcar - because in San Diego, that is illegal!
Contact your San Diego reverse mortgage lender today
Jim and his C2 team are looking forward to helping San Diego retirees get their finances back on track.
If you think Jim may be able to help you, please give him a call on (619) 932-5336.
*As at October 2022
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